Singaporeans have among the longest life span at birth worldwide. During this long life, encountering unpredictable scenarios requiring hospitalization are inevitable. Medical insurance or medical insurance coverage cover high health care costs during hospitalization. Medi, Shield Life, is a universal health insurance coverage covering all Singapore People and Permanent Locals. Medi, Shield Life covers hospitalization costs for a stay in ward B2 or C in a Public hospital. For the hospitalization in a Personal healthcare facility, or in ward A or B1 in Public medical facility, Medi, Guard Life protection is pegged to B2 or C ward prices and insured is needed to pay the remaining costs quantity.Medi, Shield Life does not cover overseas medical expenditures and the treatment of serious pre-existing illnesses for which one has actually been getting treatment during the 12 months before the start of the Medi, Shield Life protection. Medi, Guard Life likewise does not cover treatment of congenital anomalies (medical conditions that exist at birth), plastic surgery, pregnancy-related charges and mental disorder. As the Medi, Guard Life advantages are topped for B2 or C ward hospitalization in public medical facilities, Integrated Shield prepares offer coverage for the hospitalization in personal health centers, or ward A or B1 in public healthcare facilities. Integrated Guard insurance coverage plans cover large hospitalization bills for Personal healthcare facilities or, ward A or B1.