Due to the fact that those with clean driving records are statistically less most likely to have vehicle accidents and make claims, many insurer provide them discounts. You might get a discount for going a particular number of years without a mishap, for example. Do your best to prevent getting any traffic citations, as these can cause your rates to increase. Going back to school can also help keep your premiums down. For example, teenage chauffeurs might get discounts for taking motorist's education courses. Liberty Mutual is among numerous business that uses a great trainee discount for trainees who keep a B average or better.Numerous automobile insurance provider offer reduced rates for specific groups of individuals, such as federal employees or active, retired or reserve servicemembers. Inspect to see if your employer or any companies you belong to supply discounts on vehicle insurance coverage. (You'll usually need to use a specific insurance provider to get such discounts.) What does your credit history pertain to vehicle insurance coverage? Unless you live in California, Hawaii or Massachusetts, where the practice is restricted, many vehicle insurance companies utilize a credit-based insurance rating when computing your premiums. Having a poor credit rating might mean paying more for auto insurance.